{"id":7926,"date":"2026-08-05T22:06:56","date_gmt":"2026-08-06T01:06:56","guid":{"rendered":"https:\/\/cdsalta.gob.ar\/?p=7926"},"modified":"2026-08-05T22:06:56","modified_gmt":"2026-08-06T01:06:56","slug":"solicitan-que-se-impulsen-acciones-de-educacion-financiera-y-control-de-los-creditos-digitales","status":"publish","type":"post","link":"https:\/\/cdsalta.gob.ar\/index.php\/2026\/08\/05\/solicitan-que-se-impulsen-acciones-de-educacion-financiera-y-control-de-los-creditos-digitales\/","title":{"rendered":"<span style='font-size:16px;font-weight:normal;'>Con una Declaraci\u00f3n destinada a estamentos nacionales y provinciales<\/span> <br> <span style='font-size:20px;font-weight:bold;'>Solicitan que se impulsen acciones de educaci\u00f3n  financiera y control de los cr\u00e9ditos digitales<\/span>"},"content":{"rendered":"<p style=\"text-align: justify\"><strong><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7937\" src=\"https:\/\/cdsalta.gob.ar\/wp-content\/uploads\/2026\/08\/55445340999_2dd58b9042_c.jpg\" alt=\"\" width=\"799\" height=\"533\" srcset=\"https:\/\/cdsalta.gob.ar\/wp-content\/uploads\/2026\/08\/55445340999_2dd58b9042_c.jpg 799w, https:\/\/cdsalta.gob.ar\/wp-content\/uploads\/2026\/08\/55445340999_2dd58b9042_c-300x200.jpg 300w, https:\/\/cdsalta.gob.ar\/wp-content\/uploads\/2026\/08\/55445340999_2dd58b9042_c-768x512.jpg 768w\" sizes=\"auto, (max-width: 799px) 100vw, 799px\" \/>En Sesi\u00f3n Ordinaria, el Concejo Deliberante sancion\u00f3 una Declaraci\u00f3n mediante la cual manifiesta que ver\u00eda con agrado que el Poder Ejecutivo Nacional, el Banco Central de la Rep\u00fablica Argentina, las autoridades de aplicaci\u00f3n en materia de defensa del consumidor y legisladores provinciales impulsen acciones de educaci\u00f3n financiera. Sum\u00e1ndose el pedido de mecanismos para garantizar el acceso a informaci\u00f3n clara y transparente sobre los cr\u00e9ditos otorgados por plataformas digitales, billeteras virtuales y proveedores no financieros de cr\u00e9dito, y fortalezcan las medidas de control, fiscalizaci\u00f3n y supervisi\u00f3n sobre las entidades operadoras.<\/strong><\/p>\n<p style=\"text-align: justify\">Durante el tratamiento de la iniciativa, la concejala miembro informante, Camila Lobo (PS), explic\u00f3 que el Proyecto de Declaraci\u00f3n fue <strong>impulsado<\/strong> desde la Comisi\u00f3n de Hacienda <strong>ante la preocupaci\u00f3n por el crecimiento del endeudamiento de las familias salte\u00f1as<\/strong>. En ese sentido, sostuvo: \u00abLa situaci\u00f3n de morosidad de las familias es cr\u00edtica. <strong>Casi seis millones de personas en todo el pa\u00eds no est\u00e1n pudiendo pagar sus deudas<\/strong>\u00ab. La edila afirm\u00f3 que esta realidad tambi\u00e9n se refleja en la ciudad de Salta y expres\u00f3 su preocupaci\u00f3n por la situaci\u00f3n de numerosos j\u00f3venes con carga de familia que enfrentan dificultades para afrontar sus obligaciones. \u00ab<strong>Lo m\u00e1s triste de esto es que la gente se est\u00e1 endeudando no por invertir o adquirir bienes, sino porque no tiene para comer, porque no llega a fin de mes<\/strong>\u00ab, manifest\u00f3. Lobo indic\u00f3 que la iniciativa solicita al Gobierno nacional impulsar acciones de educaci\u00f3n financiera y fortalecer los controles sobre las entidades que otorgan pr\u00e9stamos. Al respecto, se\u00f1al\u00f3 que <strong>se busca \u00abbrindar informaci\u00f3n clara y capacitaci\u00f3n en educaci\u00f3n financiera, pero adem\u00e1s fortalecer el control de las entidades que emiten los pr\u00e9stamos\u00bb.<\/strong><\/p>\n<p style=\"text-align: justify\">La iniciativa solicita a los estamentos indicados impulsar acciones y programas de <strong>educaci\u00f3n financiera<\/strong> orientados a la prevenci\u00f3n del sobreendeudamiento y a la difusi\u00f3n de los derechos de las personas consumidoras. Asimismo, propone implementar mecanismos para garantizar el acceso a <strong>informaci\u00f3n clara, suficiente, veraz y transparente sobre las condiciones contractuales, las Tasas Nominales Anuales (TNA) y los Costos Financieros Totales (CFT)<\/strong> de los cr\u00e9ditos otorgados por <strong>plataformas digitales, billeteras virtuales y proveedores<\/strong> <strong>no financieros<\/strong> de cr\u00e9dito. Tambi\u00e9n plantea el fortalecimiento de medidas de <strong>control, fiscalizaci\u00f3n y supervisi\u00f3n sobre las entidades operadoras<\/strong>.<\/p>\n<p style=\"text-align: justify\">En la ocasi\u00f3n, tambi\u00e9n tomaron la palabra para referirse a la iniciativa los concejales Gustavo Farquharson (PS) y Agustina \u00c1lvarez Eichele (LLA).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En Sesi\u00f3n Ordinaria, el Concejo Deliberante sancion\u00f3 una Declaraci\u00f3n mediante la cual manifiesta que ver\u00eda con agrado que el Poder [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7937,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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Sesi\u00f3n Ordinaria, el Concejo Deliberante sancion\u00f3 una Declaraci\u00f3n mediante la cual manifiesta que ver\u00eda con agrado que el Poder 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